I hadn't taken San Francisco into account, was just looking at Philly and Minnesota. But if SF doesn't pull their heads out of their asses against the Raiders, the scenario Kirk asked about would be back in play.
I know they might not even make it in, but if there's one team I'd like to avoid in the playoffs it's the Lions. They keep looking better every week; today their offense looks damn near unstoppable. If they get in they're going to be a tough out.